Pawn never sounded so helpful

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Pawn never sounded so helpful

Pawnshop newbie? You’re not alone!
If you have found yourself needing some quick cash recently, you may have considered heading to a pawnshop. You are not alone. The bad economy has prompted many people to visit a pawnshop for the first time.

“We’re seeing folks who have never been in a pawnshop before needing short-term assistance without having to sell anything,” says Irwin Sablosky, president of WM.S. Rich and Son. You shouldn’t feel afraid or embarrassed about heading to a pawnshop, but there are some things you need to know.

Don’t believe the bad image
Pawnshops aren’t the shady, scary places they often appear to be in the media. The mainstream media has unjustly vilified pawnshops, and so most people perceive pawnshops to be dirty and seedy. Instead, “pawnshops are regulated by 12 federal laws plus numerous state and local laws,” says Emmett Murphy, spokesman for the National Pawnbrokers Association, or NPA. “The majority are clean, well-lit stores run by people who pride themselves on providing good customer service.”

Go to the best.
WM.S Rich and Son have been around for over 125 years! They have been providing service for generations, helping families get out of a pinch, leveraging jewelry just sitting around into real cash to pay bills, fix things around the home, or just create some comfort. Now with 12 convenient pawnshop locations in New Jersey, Rich and Son is looking to help you more. Now with Check Cashing, Western Union, Cash Loans, Jewelry repairs or just looking for a great gift at a great price, come to the store that has helped out the most!

Holidays are Here- Get Cash Today

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Cash in hand Rich and Son, NJ pawn shopGet Cash Today!

As the holidays are approaching the question comes up, how are we going to pay for it? A pawn loan from WM.S. Rich and Son may be just what you need. Pawn loans are convenient solutions to meet your financial needs without affecting your credit.
WM.S Rich and Son provides pawn loans, also know as collateral loans on all kinds jewelry and watches and more. Now with 12 pawn shops located throughout Central and Northern New Jersey, Rich and Son is making luxury affordable. Please call your local WM.S. Rich and Son store for professional and courteous service and get cash today. Now celebrating over 125 years of trusted service.

Happy Labor Day

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Labor-Day (1)

All of us at Rich and Son would like to wish you a very happy and safe Labor Day! Eat lots of BBQ and watch baseball all day, that’s what we’re doing!

Happy Labor Day!

– WM.S. Rich and Son

Facts About Pawn

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KING Edward III-ILLUSTRATION

Facts About Pawn

One of the earliest recorded pawnbroking institutions in Europe is the House of Lombard. It was said that King edward III was a client of the Lombard Family in the 14th Century and Pawned some of his Jewels to help raise funds for the war against France.

This symbol of the three golden balls is actually a crest of The House of Lombard and has been a symbol of the pawnbroking business for centuries. Whenever, either a king of a castle or an owner of a new home, needs extra cash to support their family we have always been there to assist. Let us help you stay afloat, or if you just want to have extra savings in the bank. Either way we will always help you understand the value of the jewelry you hold so one day you can use it to support your needs.

clifton-location

 

Did You Know?- Pawn Facts

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Did You Know?- Pawn Facts

The historical Saint Nicholas is commemorated and revered among Anglican, Catholic, Lutheran, and Orthodox Christians. In addition, some Baptist, Methodist, Presbyterian, and Reformed churches have been named in honor of Saint Nicholas. Saint Nicholas is the patron saint of sailors, merchants, archers, repentant thieves, children, brewers, pawnbrokers and students in various cities and countries around Europe. He was renowned for his selfless acts of generosity.

If you ever thought of donating or giving back, a small gold chain can be just enough to donate to a family in need or a friend. We at Rich and Son would be happy to help you give that selfless act of generosity to those you care about most.

Brought to you by another helpful “Did You Know?- Pawn Facts”

Facts About Pawn

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Facts About Pawn

Queen Isabella of Spain sold the crown jewels to pay for Columbus’s voyage.

After years of preparation for his first voyage, Columbus did approach – and was turned down by – the kings of Portugal, France, and England for funding, which is probably how this myth originated.

In the end, Spain’s King Ferdinand and Queen Isabella agreed to finance his journey.

 

 

Columbus presenting his plans to Queen Isabella and King Ferdinand of Spain

 

Facts About Pawn

Whenever you’re in a tight bind and need some extra cash go to the Rich and Son, Nj’s largest Pawnbroker Jeweler.  Find one near you to see how valuable your precious gold is. The extra cash will keep you from holding off on your next voyage before the summer is over.

Facts About Pawn

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Facts about Pawn

Pawnbroking dates back thousands of years. The practice of pawning valuable items for cash existed in China 3000 years ago! To this day, consumers continue to use collateral loans to meet their financial needs, just as consumers did thousands of years ago.

Facts About Pawn- Wiki

A pawnbroker is an individual or business (pawnshop or pawn shop) that offers secured loans to people, with items of personal property used as collateral. The word pawn is derived from the Latin pignus, for pledge, and the items having been pawned to the broker are themselves called pledges or pawns, or simply the collateral.

If an item is pawned for a loan (colloquially, “hocked”), within a certain contractual period of time the pawner may redeem it for the amount of the loan plus some agreed-upon amount for interest. The amount of time, and rate of interest, is governed by law or by the pawnbroker’s policies. If the loan is not paid (or extended, if applicable) within the time period, the pawned item will be offered for sale by the pawnbroker. Unlike other lenders, the pawnbroker does not report the defaulted loan on the customer’s credit report, since the pawnbroker has physical possession of the item and may recoup the loan value through outright sale of the item. The pawnbroker also sells items that have been sold outright to them by customers.

Start Here

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WRICH_SocialMediaGold and Jewelry

When it comes to buying gold and jewelry the pawnbrokers should always be your first port of call. You can pick up items at your local store for as much as fifty percent less than you’d pay on the high-street for the exact same thing. If you’re looking for an engagement ring, or wedding ring, the chances of finding something jaw-droppingly stunning that you can actually afford are vastly increased by visiting a pawn shop rather than a jewelers.

So start here with WM.S Rich and Son. Why? Because we are the largest pawnbroker jeweler in NJ. Now Celebrating 125 years of service. See Locations near you.

Classic Newark, NJ

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Classic Newark, NJ

Did you know?
WM.S. Rich and Son has been around for 5 Generations! William Rich founded the pawn shop in 1896. The last Rich family owner was Gabe Rich, William’s grandson. Gabe sold the business to Sablosky’s father and business partner Frank Valvano in 1985. Irwin Sablosky’s father had worked with them for 50 years before he bought the business. The current owners are his and Valvano’s sons Irwin and Frank Valvano Jr.

Our Flagship Store location at 857 Broad Street in Newark, NJ.
Our Flagship Store location at 857 Broad Street in Newark, NJ.
Sablosky’s father, owner of WM.S. Rich and Son, Inc.

Everyone in Newark knows Rich’s. Irwin put it nicely when he said, “We’ve been serving grandma, grandpa, great grandpa- everybody knows where Rich’s is. We‘ve always been a part of the city and support it in any way that we can.” In a city where everything is changing, it’s nice that Rich and Son has been here for a while. We appreciate business that choose to come and stay in Newark. It sends a signal to everyone that Newark is a good investment, and that this city has value.

Lean more about the WM.S. Rich and Son, Inc. at the Classic Newark page.

We’re On TV!

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We’re On TV!

Get a Cash Loan Today

Are you in a bind, need cash, quickly? No credit, no problem. For generation, pawning has been the solution to get funding without any hassle.

WM.S. Rich and Son is the largest Pawn Broker Jeweler in NJ and now with 12 location.  For over 125 years we have been providing solutions for families and individuals that need assistance through pawning.

WM.S. Rich and Son is your local pawn shop you can trust. We’ll provide you with an honest and best valuation on your Jewelry, and offer you a cash loan today.

Call ‘Rich’ today.